Fintech software that
passes compliance.
GDPR, PCI DSS, SOC 2 compliant. Credit scoring, KYC/AML automation, payment platforms, lending apps.
Afnexis Results
30+
fintech apps shipped
in production
80%
manual KYC work automated
avg. reduction
4.9/5
client rating
30+ clients
GDPR + PCI DSS
compliant by default
every build
WHAT WE BUILD
What we build for fintech companies
Credit Scoring & Risk Models
ML models trained on your loan data. Faster decisions, lower default rates, and explainable outputs your compliance team can actually defend.
KYC/AML Automation
ID verification, sanctions screening, and transaction monitoring. We've cut manual review time by 80% for clients like ShinyLoans.
Payment Platform Development
PCI DSS-compliant payment flows on Stripe, Adyen, or your preferred processor. Custom checkout, recurring billing, and reconciliation.
Lending & Loan Management
End-to-end loan origination, underwriting, servicing, and collections. We've built this for consumer and SME lenders across three continents.
Open Banking Integrations
Plaid, TrueLayer, Basiq, and direct bank APIs. Real-time account data, income verification, and affordability checks in your product.
Fraud Detection with AI
Real-time anomaly detection on transaction streams. Models that flag suspicious patterns before the money moves.
By Muhammad Aashir Tariq · CEO & Head of AI, Afnexis · Updated April 2026
REAL RESULTS
Numbers from real deployments.
80%
KYC automation rate
avg. across clients
4-8 wks
to production
compliance modules
4.9/5
client rating
30+ clients
30+
fintech apps shipped
in production
"Afnexis built our entire KYC/AML pipeline in 6 weeks. It passed the bank's compliance audit on the first review."
CTO · FinanceLink Australia · Financial Services
HOW IT WORKS
From call to production in weeks.
Compliance Mapping
We map your regulatory obligations first. GDPR, PCI DSS, SOC 2, local financial licenses. No surprises in audit.
Build & Test
We build in security from day one. Pen testing, data encryption, audit logs, and role-based access before you see a demo.
Deploy Securely
AWS or Azure deployment with SOC 2-aligned infrastructure. We hand over full documentation for your compliance team.
PRICING
Fixed price. No surprises.
Ranges from 50+ real projects. Milestone billing. No retainers.
| Project Type | What's Included | Timeline | Starting At |
|---|---|---|---|
| Compliance Audit | Architecture review, gap analysis, remediation plan | 1-2 weeks | $8K |
| Automation Module | KYC/AML pipeline or fraud detection, integrated into your stack | 4-8 weeks | $25K |
| Fintech App | Lending platform, payment product, or credit scoring system | 8-14 weeks | $60K |
| Full Platform | End-to-end fintech product with compliance, integrations, and ops tooling | 16-24 weeks | $150K |
FAQ
Quick answers.
Which compliance standards do you build to?
We build to GDPR, PCI DSS Level 1, SOC 2 Type II, and local regulations depending on your market. Every fintech engagement starts with a compliance mapping session so nothing gets added as an afterthought.
Can you automate our KYC/AML process?
Yes. We've automated KYC/AML for ShinyLoans and FinanceLink Australia. That means ID verification via Onfido or Jumio, sanctions screening against OFAC and UN lists, and real-time transaction monitoring. Typical automation rate is 80% of cases with no manual review required.
What open banking APIs do you work with?
Plaid for the US, TrueLayer for UK and EU, Basiq for Australia, and direct bank APIs where available. We've also integrated with Finicity, MX, and Yodlee. Tell us your market and we'll confirm the right option.
How does AI improve fintech products?
Three areas with the best ROI: credit scoring (ML models that outperform scorecards by 15-25% on default prediction), fraud detection (real-time anomaly detection on transaction streams), and KYC automation (document classification and face match). We've shipped all three in production.
READY TO START?
Let's build your first agent.
30-min call. No pitch. We map the workflow and quote it.